Terms of use

1. Who can use this site

You must be at least 18 years old to use Tora Mari.

2. What Tora Mari is, and is not

Tora Mari is an independent comparison site, not a lender. Rates, terms, and approval are determined by lenders and may vary.

We do not make loans, broker loans, take applications or make credit decisions. If you apply for a loan, you do so directly with the lender on its own website and under its own terms.

3. No financial, legal or tax advice

This content is for general education only and is not financial, legal or tax advice. Consider speaking with a qualified professional about your own situation. See our full disclaimer.

4. Partners and compensation

Some links on this site are sponsored, and we may be paid when you click or apply. See our advertising disclosure. We do not control partner websites and are not responsible for their content, products or practices.

5. Accuracy and availability

We work to keep information accurate and current, but loan products, rates and rules change. Information on this site may be out of date or incomplete, and the calculator provides estimates only. Rely on the lender's disclosures for the actual terms of any loan. We do not guarantee that the site will always be available or error-free.

6. Acceptable use

• Do not use the site for unlawful purposes or to harm others.
• Do not attempt to disrupt, probe or gain unauthorized access to the site or its systems.
• Do not scrape the site at scale or copy our content for republication without permission.
• Do not submit false or misleading information through our forms.

7. Intellectual property

The content, design and branding of Tora Mari belong to Blessings or its licensors. You may view and share links to pages for personal, non-commercial use.

8. Disclaimer of warranties

The site and its content are provided "as is" and "as available", without warranties of any kind, to the fullest extent permitted by law.

9. Limitation of liability

To the fullest extent permitted by law, Blessings will not be liable for any indirect, incidental, special or consequential damages, or for any loss arising from your use of the site or from any dealings with lenders or other third parties you reach through it.

10. Governing law

These terms are governed by the laws of Zimbabwe, without regard to its conflict-of-law rules.

11. Changes

We may update these terms from time to time. Continued use of the site after a change means you accept the updated terms.

12. Contact

Blessings, Zimbabwe. chico@toramari.com