Lender reviews

Personal loan lender reviews

Each review uses only what the lender publishes, scored by one public method. Not sure where to start? Pick the loan you need and see the top-rated lenders first.

• Discover Personal Loans review

  Says there are no fees of any kind, and can pay many of your creditors directly.

  Debt consolidation · Home improvement

• SoFi review

  Fixed-rate loans with rates shown for terms with no origination fee, and same-day funding for many borrowers.

  Debt consolidation · Home improvement

• Upgrade review

  Wide range of amounts and terms, with an option to pay your creditors directly.

  Debt consolidation · Personal loan, fair credit · Home improvement

• Prosper review

  Fixed-rate loans from $2,000 to $50,000 that list both debt consolidation and home improvements as uses.

  Debt consolidation · Personal loan, fair credit · Home improvement

• Happy Money review

  Built around paying off credit card debt, with terms from 2 to 7 years.

  Debt consolidation

• Best Egg review

  Large amounts, a dedicated home improvement loan page, and no prepayment penalty.

  Debt consolidation · Personal loan, fair credit · Home improvement

• Upstart review

  Says that in most states there is no minimum credit score, and that it looks at more than your score.

  Personal loan, fair credit

• Avant review

  Loans from $2,000 to $35,000, and says it reports to all three credit bureaus every month.

  Personal loan, fair credit

• OneMain Financial review

  Offers secured and unsecured loans, and can fund within an hour of closing with a debit card.

  Personal loan, fair credit

• LightStream review

  Loans from $5,000 to $100,000 for home projects, with no fees and no prepayment penalty.

  Home improvement

How we score: how we rate lenders.