Loan payment calculator
See what a loan could cost before you apply. Enter the amount, APR and term from an offer you are considering. Everything runs in your browser, and the numbers you type are never sent to us.
Your estimate
Estimated monthly payment
$332.14
- Total interest
- $1,957.15
- Total of all payments
- $11,957.15
- Origination fee
- $0.00
- Total cost of borrowing
- $1,957.15
Where your payments go
- Money you receive: $10,000.00
- Interest: $1,957.15
Borrowing costs money. Late payments may harm your credit score. Your actual rate and terms are set by the lender and may differ.
How to read your estimate
- Total interest is what you pay the lender for borrowing, on top of the amount you borrowed.
- Origination fee is a one-time charge some lenders take from the loan amount. It raises the real cost, which is why the calculator also shows the APR including the fee.
- Total cost of borrowing is interest plus fees. Use it to compare offers with different rates and fees.
Want the full picture? Read how to compare APRs.
This content is for general education only and is not financial, legal or tax advice.